New Vehicle Loan
Koçfinans KrediTaşıt, our new vehicle financing product, offers advantageous loan opportunities, helping you own your dream vehicle.
The loans we provide will sweep you off your feet with special interest rates for contracted brands. Apply for Koçfinans’ new vehicle loans easily using our Online Application—the process requires only a few simple steps—or at any contracted dealer. We have minimum documentation requirements and will evaluate your application immediately.
Step by Step Loans
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1Discover loan products and offers for your needs. Our Products -
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2Submit your loan application online or through contracted dealers. Find the closest dealer to you Apply Now -
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3Make your dreams come true simply by submitting required documents and signing the agreement. Detail
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4Visit our payment locations to pay your installments. View Installment Payment Locations -
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5Complete all of your loan transactions through our Online Services. Online Services
Required Documents
- For private customers Copy of an identification card, Address document from the last three months for customers whose addresses cannot be otherwise confirmed
- For self-employed customers Copy of an identification card, Address documents from the last three months for customers whose addresses cannot be otherwise confirmed, Tax certificate, Up-to-date Chamber Registration record for customers who will use their vehicles for commercial purposes, Certified, public-accountant approved registration document stating that the vehicle is registered as an operation asset, for customers who will use their vehicles for commercial purposes
- For corporate customers Copies of identification cards of partners holding more than 25% of company shares, Trade Registry Gazette showing up-to-date partnership and capital structure, Up-to-date, authorized signatory list certified by public notary, Certified, public-accountant approved registration document stating that the vehicle is registered as an operation asset, for customers who will use their vehicles for commercial purposes
Important Note:
Regarding loan approval, the accuracy of the address, required pursuant to the Law Regarding the Prevention of Laundering of Crime Revenues and the Regulation on Precautions Regarding the Prevention of Laundering of Crime Revenues and Terrorism Financing, must be confirmed by a subscription invoice in the name of the consumer for one of the past three months, such as a communication, electricity, natural gas bill, or a document or certificate of residence issued by any public institute (e.g., tax certificate, etc.).
As per regulations issued by the Banking Regulation and Supervision Agency (BRSA) on Dec. 12, 2017, vehicle loans and guaranteed vehicle loans for the purpose of vehicle acquisition by “real person” and “real person with tax certificate but not registered to the chamber,” require a minimum advance payment of 30% for vehicles with an invoice up to 100,000 TL. Advance payment of 30% of the amount up to 100,000 TL plus 50 % of the amount exceeding 100,000 TL is required for vehicles worth more than 100,000 TL. For vehicle loans and guaranteed vehicle loans provided for “real person with tax certificate and registered to the chamber,” advance payment is required; thus you can apply for a loan to cover the entire amount of the vehicle.
